:root {
  --ink: #10213f;
  --ink-soft: #3e4d67;
  --muted: #64738d;
  --line: #dbe4ef;
  --surface: #ffffff;
  --surface-soft: #f5f8fc;
  --navy: #0d1d3b;
  --navy-deep: #08142b;
  --brand: #075f75;
  --brand-strong: #06495a;
  --mint: #dcf4ec;
  --mint-strong: #148163;
  --saffron: #e99524;
  --danger: #b4233d;
  --max: 1160px;
  color-scheme: light;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  min-width: 320px;
  color: var(--ink);
  background: var(--surface);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", "Noto Sans Devanagari", sans-serif;
  font-size: 16px;
  line-height: 1.6;
}
a { color: inherit; }
a:focus-visible, button:focus-visible { outline: 3px solid #f7b955; outline-offset: 3px; }
button { font: inherit; }
.skip-link {
  position: fixed; z-index: 100; left: 1rem; top: -5rem; padding: .65rem 1rem;
  color: #fff; background: var(--navy); border-radius: .35rem; text-decoration: none;
}
.skip-link:focus { top: 1rem; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); backdrop-filter: blur(14px); }
.header-inner { width: min(var(--max), calc(100% - 2.5rem)); min-height: 76px; margin: 0 auto; display: flex; align-items: center; gap: 1.5rem; }
.brand { display: inline-flex; align-items: center; gap: .7rem; color: var(--navy); text-decoration: none; font-weight: 760; letter-spacing: -.02em; white-space: nowrap; }
.brand-mark { display: grid; place-items: center; position: relative; width: 35px; height: 35px; border-radius: 10px; color: #fff; background: linear-gradient(135deg, var(--brand), #168a77); box-shadow: inset 0 0 0 1px rgba(255,255,255,.18); }
.brand-mark::after { content: ""; position: absolute; right: 6px; bottom: 7px; width: 10px; height: 5px; border-top: 2px solid #fff; border-right: 2px solid #fff; transform: rotate(-45deg); }
.brand-mark::before { content: ""; width: 7px; height: 13px; border: 2px solid rgba(255,255,255,.88); border-bottom: 0; border-radius: 4px 4px 0 0; }
.brand small { display: block; margin-top: -2px; color: var(--muted); font-size: .63rem; font-weight: 700; letter-spacing: .09em; text-transform: uppercase; }
.nav-toggle { display: none; padding: .45rem .6rem; margin-left: auto; color: var(--navy); background: transparent; border: 1px solid var(--line); border-radius: .4rem; cursor: pointer; }
.nav-toggle span { display:block; width: 18px; height: 2px; margin: 3px; background: currentColor; }
.primary-nav { margin-left: auto; display: flex; align-items: center; gap: .1rem; }
.primary-nav a, .language-link { display: inline-flex; align-items: center; min-height: 38px; padding: .45rem .63rem; color: var(--ink-soft); border-radius: .38rem; font-size: .86rem; font-weight: 650; text-decoration: none; }
.primary-nav a:hover, .primary-nav a[aria-current="page"], .language-link:hover { color: var(--brand-strong); background: #e9f5f4; }
.language-link { margin-left: .35rem; padding-inline: .7rem; color: var(--brand-strong); border: 1px solid #b9dcda; background: #f7fffe; }
main { overflow: hidden; }
.hero { position: relative; color: #fff; background: var(--navy); }
.hero::before { content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .82; background: radial-gradient(circle at 84% 16%, rgba(24,161,137,.42), transparent 31%), radial-gradient(circle at 21% 88%, rgba(229,146,36,.23), transparent 34%); }
.hero-inner { position: relative; width: min(var(--max), calc(100% - 2.5rem)); min-height: 530px; margin: 0 auto; padding: clamp(4.5rem, 9vw, 7.5rem) 0 4.5rem; display: grid; grid-template-columns: 1.13fr .87fr; gap: clamp(2rem, 8vw, 7rem); align-items: center; }
.eyebrow { display: inline-flex; align-items: center; gap: .5rem; margin: 0 0 1rem; color: #bcefe3; font-size: .76rem; font-weight: 760; letter-spacing: .105em; text-transform: uppercase; }
.eyebrow::before { content:""; width: 25px; height: 1px; background: currentColor; }
h1, h2, h3 { line-height: 1.15; letter-spacing: -.035em; }
h1 { max-width: 720px; margin: 0; font-size: clamp(2.5rem, 5.1vw, 4.65rem); font-weight: 760; }
.hero-lead { max-width: 630px; margin: 1.3rem 0 0; color: #d6e0f0; font-size: clamp(1.05rem, 1.5vw, 1.22rem); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 2rem; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 46px; padding: .7rem 1rem; border: 1px solid transparent; border-radius: .42rem; color: #fff; background: var(--brand); font-weight: 740; text-decoration: none; transition: transform .15s ease, background .15s ease; }
.button:hover { transform: translateY(-1px); background: #087f78; }
.button-secondary { color: #eef7f7; border-color: rgba(255,255,255,.45); background: transparent; }
.button-secondary:hover { background: rgba(255,255,255,.08); }
.hero-panel { align-self: stretch; min-height: 340px; padding: 1.5rem; display: flex; flex-direction: column; justify-content: center; border: 1px solid rgba(216,240,242,.25); border-radius: 16px; background: rgba(10, 31, 59, .5); box-shadow: 0 24px 55px rgba(0,0,0,.15); backdrop-filter: blur(5px); }
.status-label { display: inline-flex; align-items: center; width: fit-content; gap: .45rem; padding: .3rem .55rem; border: 1px solid #7bcdbb; border-radius: 99px; color: #bdffe7; background: rgba(23,129,99,.22); font-size: .72rem; font-weight: 760; letter-spacing: .05em; text-transform: uppercase; }
.status-label::before { content: ""; width: .48rem; height: .48rem; border-radius: 50%; background: #78e2bd; box-shadow: 0 0 0 3px rgba(120,226,189,.17); }
.hero-panel h2 { margin: 1.15rem 0 .7rem; font-size: 1.52rem; }
.hero-panel p { margin: 0; color: #d3dfef; }
.panel-list { display: grid; gap: .7rem; margin: 1.35rem 0 0; padding: 0; list-style: none; }
.panel-list li { display: grid; grid-template-columns: 1.2rem 1fr; gap: .6rem; color: #e4edf8; font-size: .92rem; }
.panel-list li::before { content: "✓"; color: #93e7cb; font-weight: 800; }
.notice { width: min(var(--max), calc(100% - 2.5rem)); margin: -1px auto 0; padding: 1rem 1.25rem; display: grid; grid-template-columns: auto 1fr; gap: .85rem; color: #17414e; background: #e6f5f2; border: 1px solid #b6e1d9; border-top: 0; border-radius: 0 0 11px 11px; font-size: .92rem; }
.notice strong { color: #075867; }
.notice-mark { font-weight: 800; color: var(--mint-strong); }
.section { width: min(var(--max), calc(100% - 2.5rem)); margin: 0 auto; padding: clamp(4rem, 7vw, 6.5rem) 0; }
.section-heading { max-width: 740px; margin-bottom: 2.5rem; }
.section-heading h2 { margin: .6rem 0 0; color: var(--navy); font-size: clamp(1.9rem, 3.6vw, 3rem); }
.section-heading p { margin: 1rem 0 0; color: var(--ink-soft); font-size: 1.06rem; }
.kicker { margin: 0; color: var(--brand); font-size: .76rem; font-weight: 780; letter-spacing: .11em; text-transform: uppercase; }
.split { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.split-tight { gap: 2rem; }
.feature-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card { padding: 1.45rem; border: 1px solid var(--line); border-radius: 12px; background: var(--surface); box-shadow: 0 10px 26px rgba(13,29,59,.045); }
.card h3 { margin: .9rem 0 .55rem; color: var(--navy); font-size: 1.17rem; }
.card p { margin: 0; color: var(--ink-soft); font-size: .94rem; }
.card-icon { width: 2.3rem; height: 2.3rem; display: grid; place-items: center; color: var(--brand-strong); border-radius: .6rem; background: #e5f4f2; font-weight: 800; font-size: .9rem; }
.card-icon.gold { color: #854c00; background: #fff1d7; }
.card-icon.navy { color: #23447b; background: #eaf0fc; }
.step-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.2rem; }
.step { position: relative; padding: 1.35rem 0 0; border-top: 2px solid #c6dbdf; }
.step:not(:last-child)::after { content: ""; position: absolute; top: -2px; left: 45%; width: 100%; height: 2px; background: linear-gradient(90deg,#78bfb3 0%,#c6dbdf 100%); }
.step-number { display: grid; place-items: center; width: 2rem; height: 2rem; margin-top: -2.38rem; margin-bottom: .9rem; color: #fff; border-radius: 50%; background: var(--brand); font-size: .8rem; font-weight: 800; }
.step h3 { margin: 0 0 .5rem; color: var(--navy); font-size: 1rem; }
.step p { margin: 0; color: var(--ink-soft); font-size: .9rem; }
.band { color: #fff; background: var(--navy-deep); }
.band .section-heading h2, .band h3 { color: #fff; }
.band .section-heading p, .band .band-copy { color: #c6d5e8; }
.band-grid { display: grid; grid-template-columns: .88fr 1.12fr; gap: 4rem; align-items: center; }
.approval-list { display: grid; gap: .65rem; margin: 0; padding: 0; list-style: none; counter-reset: steps; }
.approval-list li { display: grid; grid-template-columns: 1.9rem 1fr; gap: .7rem; align-items: start; padding: .8rem 0; color: #e1eafa; border-bottom: 1px solid rgba(210,229,252,.15); }
.approval-list li::before { counter-increment: steps; content: "0" counter(steps); color: #95e6d0; font-size: .82rem; font-weight: 800; }
.callout { padding: 1.4rem 1.5rem; border-left: 4px solid var(--saffron); background: #fff8ed; color: #5c461f; }
.callout p { margin: 0; }
.callout p + p { margin-top: .7rem; }
.page-hero { color: #fff; background: linear-gradient(120deg, var(--navy), #16456a); }
.page-hero-inner { width: min(var(--max), calc(100% - 2.5rem)); margin: 0 auto; padding: clamp(3.5rem, 7vw, 5.2rem) 0; }
.page-hero h1 { max-width: 800px; font-size: clamp(2.3rem, 4.3vw, 3.8rem); }
.page-hero p { max-width: 720px; margin: 1.15rem 0 0; color: #dbe8f8; font-size: 1.08rem; }
.content { width: min(880px, calc(100% - 2.5rem)); margin: 0 auto; padding: clamp(3.5rem, 7vw, 5.8rem) 0; }
.content > * + * { margin-top: 2.3rem; }
.content h2 { margin: 0; color: var(--navy); font-size: clamp(1.55rem, 3vw, 2.25rem); }
.content h3 { margin: 1.45rem 0 .5rem; color: var(--navy); font-size: 1.1rem; }
.content p, .content li { color: var(--ink-soft); }
.content ul, .content ol { margin: .85rem 0 0; padding-left: 1.25rem; }
.content li + li { margin-top: .45rem; }
.content-section { padding-bottom: 2.3rem; border-bottom: 1px solid var(--line); }
.content-section:last-child { border-bottom: 0; }
.content-section > :last-child { margin-bottom: 0; }
.metadata { display: flex; flex-wrap: wrap; gap: .55rem 1.25rem; margin: .75rem 0 0; color: var(--muted); font-size: .85rem; }
.review-banner { display: grid; grid-template-columns: auto 1fr; gap: 1rem; padding: 1.4rem; border: 1px solid #99d7ca; border-radius: 12px; background: #effaf7; }
.review-banner strong { display: block; color: #075b51; }
.review-banner p { margin: .2rem 0 0; color: #225950; }
.review-icon { display: grid; place-items: center; width: 2.3rem; height: 2.3rem; color: #fff; border-radius: 50%; background: var(--mint-strong); font-weight: 900; }
.policy-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.policy-item { padding: 1.2rem; border: 1px solid var(--line); border-radius: 10px; background: var(--surface-soft); }
.policy-item h3 { margin: 0 0 .35rem; }
.policy-item p { margin: 0; font-size: .93rem; }
.facts { display: grid; grid-template-columns: 1fr 1fr; margin: 0; border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.facts div { min-height: 83px; padding: 1rem 1.1rem; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.facts dt { color: var(--muted); font-size: .76rem; font-weight: 750; letter-spacing: .07em; text-transform: uppercase; }
.facts dd { margin: .25rem 0 0; color: var(--navy); font-weight: 670; }
.placeholder { color: var(--danger) !important; font-style: italic; }
.contact-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 1rem; }
.contact-card { padding: 1.4rem; border: 1px solid var(--line); border-radius: 11px; }
.contact-card h3 { margin: 0 0 .35rem; font-size: 1.04rem; }
.contact-card p { margin: 0; color: var(--ink-soft); }
.contact-card a { color: var(--brand-strong); font-weight: 700; text-decoration-thickness: 1px; text-underline-offset: 3px; }
.site-footer { color: #cbd8ea; background: var(--navy-deep); }
.footer-inner { width: min(var(--max), calc(100% - 2.5rem)); margin: 0 auto; padding: 3.25rem 0 1.35rem; }
.footer-grid { display: grid; grid-template-columns: 1.5fr repeat(3, 1fr); gap: 2.2rem; }
.footer-brand { color: #fff; }
.footer-brand .brand-mark { flex: 0 0 auto; }
.footer-brand small { color: #9fb0c8; }
.footer-copy { max-width: 350px; margin: 1rem 0 0; color: #aebed3; font-size: .9rem; }
.footer-heading { margin: .25rem 0 .75rem; color: #fff; font-size: .83rem; font-weight: 760; letter-spacing: .07em; text-transform: uppercase; }
.footer-links { display: grid; gap: .5rem; }
.footer-links a { color: #b9c8db; font-size: .9rem; text-decoration: none; }
.footer-links a:hover { color: #9ce7d1; text-decoration: underline; text-underline-offset: 3px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 1rem; margin-top: 2.8rem; padding-top: 1.15rem; border-top: 1px solid rgba(203,216,234,.15); color: #91a4be; font-size: .8rem; }
.not-found { min-height: 74vh; display: grid; place-items: center; padding: 2rem; text-align: center; background: var(--surface-soft); }
.not-found h1 { color: var(--navy); font-size: clamp(3rem,10vw,6rem); }
.not-found p { color: var(--ink-soft); }
@media (max-width: 980px) {
  .header-inner { width: min(var(--max), calc(100% - 2rem)); }
  .primary-nav { gap: 0; }
  .primary-nav a { padding-inline: .42rem; font-size: .79rem; }
  .feature-grid { grid-template-columns: 1fr 1fr; }
  .step-grid { grid-template-columns: 1fr 1fr; row-gap: 2.4rem; }
  .step:nth-child(2)::after { display: none; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-grid > :last-child { grid-column: 2; }
}
@media (max-width: 760px) {
  .header-inner { width: min(var(--max), calc(100% - 1.5rem)); min-height: 65px; flex-wrap: wrap; gap: .5rem; }
  .nav-toggle { display: block; }
  .primary-nav { display: none; width: 100%; order: 3; padding: .5rem 0 1rem; flex-direction: column; align-items: stretch; }
  .primary-nav.is-open { display: flex; }
  .primary-nav a, .language-link { margin-left: 0; padding: .55rem .7rem; }
  .hero-inner, .page-hero-inner, .section, .notice, .content, .footer-inner { width: min(var(--max), calc(100% - 1.5rem)); }
  .hero-inner { min-height: 0; grid-template-columns: 1fr; padding-top: 4rem; }
  .hero-panel { min-height: 0; }
  .split, .band-grid { grid-template-columns: 1fr; gap: 2rem; }
  .feature-grid, .contact-grid, .policy-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem 1rem; }
  .footer-grid > :first-child { grid-column: 1 / -1; }
  .footer-grid > :last-child { grid-column: auto; }
}
@media (max-width: 480px) {
  .hero-inner { padding-bottom: 3rem; }
  h1 { font-size: 2.35rem; }
  .feature-grid, .step-grid, .facts, .footer-grid { grid-template-columns: 1fr; }
  .step:not(:last-child)::after { display: none; }
  .step { margin-left: 1rem; padding-left: 1.15rem; border-left: 2px solid #c6dbdf; border-top: 0; }
  .step-number { margin-left: -2.2rem; }
  .footer-bottom { flex-direction: column; }
}